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Debt

Building and Repairing Credit History – Information on how to build or repair your credit history.

The Fair Debt Collection Practices Act – Families and individuals are losing jobs or having their hours cut back and many are falling behind in making monthly credit payments. As a result, many creditors are using outside collectors to collect past payments due or are selling bad debt at pennies on the dollar to professional debt collection businesses. Consumers have rights under the Fair Debt Collection Practices Act.