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Housing Resources

KY Home Foreclosure and Housing Resources – if you are wishing to purchase a home or facing foreclosure, there are a variety of KY specific resources available. Housing counselors are also available to assist.

KY Homeownship Protection Center – The Kentucky Homeownership Protection Center provides a centralized location for information on public services to assist Kentuckians in keeping their homes.  Homeowners can find information on the foreclosure process, utility assistance and home repair assistance to make smart choices and avoid losing their homes.

Federal Housing Adminstration (FHA) – U.S. Department of Housing and Urban Development. The Federal Housing Administration (FHA) has helped over 34 million people secure the dream of homeownership since 1934. Backed by the federal government, FHA provides safe mortgage insurance solutions while expanding its housing education and outreach efforts year after year.

HOPE – The HOPE for Homeowners (H4H) program was created by Congress to help those at risk of default and foreclosure refinance into more affordable, sustainable loans. H4H is an additional mortgage option designed to keep borrowers in their homes.

Federal Mortgage Foreclosure Resources – Foreclosures are increasing nationwide, and the federal government has established online information and resources to help consumers. A wealth of resources can be found to assist consumers in avoiding foreclosure and/ or seeking solutions to foreclosure issues.